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TeachMeFinance.com - explain Special Flood Hazard Area (SFHA) Special Flood Hazard Area (SFHA) The term 'Special Flood Hazard Area (SFHA)' as it applies to the area of flooding can be defined as 'A FEMA-identified high-risk flood area where flood insurance is mandatory for properties. An area having special flood, mudflow, or flood-related erosion hazards, and shown on a Flood Hazard Boundary Map or a Flood Insurance Rate Map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30, VE, or V'. About the author
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